
Healthcare is a basic necessity. Help your help build a strong safety net and tide over medical emergencies so they can protect the future of their loved ones. Browse through the welfare schemes on this page to help them access affordable medical care for their families or contact Haqdarshak to help do it for you!
Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana)
Ayushman Bharat is the largest health assurance scheme in the world. It aims at providing 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) with a health cover of ₹5 lakhs per family per year for secondary and tertiary care hospitalisation. The inclusion of households is based on the deprivation and occupational criteria of the Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas, respectively.
- A family should approach their nearest Civil hospital/Primary Health Care Center in urban areas or ASHA worker/Primary Health Care Center in rural areas to check if they eligible for Ayushman Bharat Yojana as per the SECC list.
- If the family's name is in the list, they can apply for a Ayushman Bharat card with the required documents.
- A family should approach their nearest Civil hospital/Primary Health Care Center in urban areas or ASHA worker/Primary Health Care Center in rural areas to check if they eligible for Ayushman Bharat Yojana as per the SECC list.
- If the family's name is in the list, they can apply for a Ayushman Bharat card with the required documents.
- The card will be delivered to the applicant's address, with all the family members names on the card as per the family's Ration card.
- The family can use this card in empanelled hospitals to receive the benefit of this scheme.
Pradhan Mantri Jeevan Jyoti Bima Yojana
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme, offering coverage of ₹2 lakh for a one year period and is renewable. The premium is ₹330 per annum which is auto-debited in one instalment from the subscriber’s bank account. It is available to people in the age group of 18 to 50 years having a bank account and give their consent to enable auto-debit. Aadhar is the primary KYC for the bank account.
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
The Pradhan Mantri Suraksha Bima Yojana is an accidental insurance cover aimed at covering the uncovered population at a highly affordable premium of just ₹12 per year. The risk coverage available will be ₹2 lakh for accidental death and permanent total disability and ₹1 lakh for partial disability. It is open to people between 18 to 70 years who have a bank account and give their consent to enable auto-debit.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP)
The Pradhan Mantri Bhartiya Janaushadhi Pariyojana is aimed at making quality generic medicines available at affordable prices for all, particularly the poor and disadvantaged, through exclusive outlets called Pradhan Mantri Bhartiya Janaushadhi Kendras, so as to reduce the burden of out of pocket healthcare expenses.